3 Year End Tax Strategies

With the end of the year fast approaching, I wanted to share some time sensitive strategies that could help you pay less money to the tax man and keep more money in your pockets. If you want help in getting this done, schedule a call with me and let’s get to work. If you want to do it on your own, read on: Maximize Your Employer Match Opportunities A lot of companies offer to match contributions that their employees make…

View Post

The Biggest Financial Mistake You Can Make (And How To Avoid It)

What’s the biggest financial mistake that you can make? I’ll let you think about it for a second.  Is it choosing the wrong investments? Not saving for retirement?  Or keeping a balance on your credit cards? Excessive spending? There’s a place for all of those.  But I don’t think that’s the biggest mistake we can make when it comes to money is procrastination. We all procrastinate, we all push things off at times.  Even when we know we shouldn’t. And…

View Post

How To Select 401k Investments

You’ve just started a new job – Congrats! The human resources department has probably handed you a stack of paperwork as big as a college textbook, and there’s a pretty good chance you haven’t looked through every single thing that they handed you. One of those documents was probably the investment options that you have in your 401K. Maybe you looked at it, got overwhelmed, and just ignored it. Or maybe you just picked an option and haven’t thought much…

View Post

Ten Rules To Build Wealth

One of the great benefits of living in the 21st century is the plethora of information that we literally have at our fingertips. However, there’s a downside to that as well: it’s called information overload. With so much knowledge out there, it can be hard to wade through what’s important and what you can (and should) ignore. That’s especially true when it comes to money. Which is why I’ve created a new video on my Ten Rules To Build Wealth….

View Post

Are Investing Apps Worth It?

A lot has been made recently about investing apps – apps that can help you save a little bit of money here and there and then turn that money into investments in the stock market. But are they worth your time? Or should you be spending your energy elsewhere? I answer those questions (and more!) in the video below. Be sure to comment and let me know what you think.

Are Credit Scores Sexist?!?

I was hanging out with a friend recently and they asked me a question I had never considered before: Are Credit Scores Sexist? I did some research on the subject and this is what I came up with: What do you think? Are credit scores sexist? I’d love to hear from you – respond on the video or send me an email: scott@forthrightfinances.com And before you go: Are you looking to have a better relationship with money? Do you struggle…

View Post

What To Do In Volatile Markets

So far in 2018, we have seen a lot of market volatility. There are various reasons for the volatility: trade wars, tweets, interest rates, and more. In fact, 2018 has been the most volatile year in the markets since 2008. While this year has brought on more volatility than normal, this type of volatility isn’t unique. In fact, volatility is a normal part of investing and something you will experience quite often if you’re going to be invested for multiple…

View Post

Your Credit Score Is Overrated. Focus On This Instead.

We hear so much commentary about our credit scores. Hacks to get a perfect credit score. Why your credit score is oh so important. Why your credit score will make you a happier person. After a while, it’s easy to fall into the hype and start obsessing over your credit score. Now, there is some merit in the importance of your credit score. It helps you secure better borrowing terms for loans, lowers your insurance premiums and opens up opportunities…

View Post

Don’t Mix Politics And Money

Let’s face it: we live in a hyper-political world.  Everything and everyone seemingly wants to bring up the latest political news.  So it’s easy to think that politics is all-encompassing. It’s in the news, of course.  But it’s also in sporting events, talk shows, and even comedy shows.  It’s everywhere. But even if politics is everywhere, there’s one part of your life where it should be avoided at all costs: Your Money. Mixing your money and your politics is one of…

View Post

Why You Should Work With A Certified Financial Planner

The decision to work with a Financial Planner is a big one. You’ve made a decision that you need a competent professional to help figure something (or a lot of things) out. You’ve decided that you’re going to open up about your finances and share everything with someone you’re just getting to know. And trust that they can help you. So it’s understandable that once you make that big step, you don’t want to screw it up. You want to…

View Post